CENTRAL JERSEY
Woodbridge, NJ · Federal Credit Union · Chartered in NJ
Who can join
Occupational / select employee group
Members
5,939
Net Worth Ratio
10.29%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$94.4M
Peer Group 4
Members
5,939
as of latest quarter
Net Worth Ratio
10.29%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$94.4M
Total Shares
$83.4M
Total Loans
$43.6M
Net Worth Ratio
10.29%
≥7% = Well Capitalized
Members
5,939
Delinquency Rate (60d+)
0.65%
$282K
Loan-to-share ratio: 52.3%· healthy range 60–80%
Branch Locations
NCUAMAIN ST
34 Main Street, Woodbridge, NJ, 07095
MON-FRI 9 AM TO 5 PM THURS 9 AM TO 6 PM SAT 9 AM TO 12 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/central-jersey" target="_blank" rel="noopener">View CENTRAL JERSEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.