CAROLINAS TELCO
Charlotte, NC · Federal Credit Union · Chartered in NC
Who can join
Type 53
Members
31,566
Net Worth Ratio
14.67%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$514.4M
Peer Group 6
Members
31,566
as of latest quarter
Net Worth Ratio
14.67%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$514.4M
Total Shares
$430.4M
Total Loans
$290.7M
Net Worth Ratio
14.67%
≥7% = Well Capitalized
Members
31,566
Delinquency Rate (60d+)
0.65%
$1.9M
Loan-to-share ratio: 67.5%· healthy range 60–80%
Branch Locations
NCUAHarris Corners
9115 Harris Corners Pkwy, Charlotte, NC, 28269-3709
Mon - Fri 8:30 AM - 5:00 PM
Charlotte - Central Ave.
5023 Central Ave, Charlotte, NC, 28205
9:00 am - 5:30 pm Monday, Thursday, & Friday. 9:00am - 5:00 pm Tuesday, Wednesday
Greenville
1020 Woodruff Rd, Greenville, SC, 29607
8:30 am - 5:00 pm Monday through Friday *Closed 1:30 - 2:30 for lunch
Columbia (Outlet Pointe)
110 Outlet Pointe Blvd, Columbia, SC, 29210
9:00 am - 5:30 pm Monday, Thursday, & Friday. 9:00 am - 5:00 pm Tuesday, Wednesday
Gastonia
324 Burtonwood Dr, Gastonia, NC, 28054
9:00 am - 5:30 pm Monday, Thursday, & Friday. 9:00 am - 5:00 pm Tuesday, Wednesday
Cornelius (Lake Norman)
20221 W Catawba Ave, Cornelius, NC, 28031
9:00 am - 5:30 Monday, Thursday, & Friday. 9:00 am - 5:00 pm Tuesday, Wednesday
Corelation
2305 Historic Decatur Rd Ste 300, San Diego, CA, 92106-6073
Charlotte - South Blvd.
9813 South Blvd Ste 101, Charlotte, NC, 28273
Monday, Thursday, Friday: 9:00 am - 5:30 pm Tuesday & Wednesday: 9:00 am - 5:00 pm
Raleigh
5712 Creedmoor Rd, Raleigh, NC, 27612
9:00am - 5:30 pm Monday, Thursday, & Friday. 9:00am - 5:00 pm Tuesday, Wednesday
Charlotte - Tuckaseegee Rd.
3921 Tuckaseegee Rd, Charlotte, NC, 28208
9:00 am - 5:30 pm Monday, Thursday, & Friday. 9:00 am - 5:00 pm Tuesday, Wednesday,
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/carolinas-telco" target="_blank" rel="noopener">View CAROLINAS TELCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.