CAROLINA COOPERATIVE
Charlotte, NC · Federal Credit Union · Chartered in NC
Who can join
Select employee groups
Members
8,490
Net Worth Ratio
13.84%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$47.3M
Peer Group 3
Members
8,490
as of latest quarter
Net Worth Ratio
13.84%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$47.3M
Total Shares
$40.4M
Total Loans
$32.3M
Net Income
$49K
Net Worth Ratio
13.84%
≥7% = Well Capitalized
Members
8,490
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.64%
$208K
Loan-to-share ratio: 79.8%· healthy range 60–80%
Branch Locations
NCUAMain Office
6502 McMahan Dr, Charlotte, NC, 28226
9am - 5pm
Monroe
2515 W Roosevelt Blvd Ste A, Monroe, NC, 28110
9am - 5pm
Bessemer
1207 Bessemer City Rd, Gastonia, NC, 28052
9am - 5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/carolina-cooperative" target="_blank" rel="noopener">View CAROLINA COOPERATIVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.