CARDINAL CREDIT UNION, INC.
Mentor, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
23,771
Net Worth Ratio
10.18%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$354.3M
Peer Group 5
Members
23,771
as of latest quarter
Net Worth Ratio
10.18%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$354.3M
Total Shares
$313.9M
Total Loans
$262.6M
Net Income
$103K
Net Worth Ratio
10.18%
≥7% = Well Capitalized
Members
23,771
Return on Assets
0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.60%
$1.6M
Loan-to-share ratio: 83.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
8500 Westport Dr, Mentor, OH, 44060
Mon-Thur 9am-5pm Friday 9am-6pm Saturday 9am-1pm
Ashtabula Branch
625 Lake Ave, Ashtabula, OH, 44004
Mon, Tues, Thur 9am-5pm Wednesday - Closed Friday 9am-6pm Sat 9am-1pm
Willoughby Branch
37203 Euclid Ave, Willoughby, OH, 44094-5657
Mon, Tues, Thur 9am-5pm Wednesday - Closed Friday 9am-6pm Saturday 9am-1pm
Lake Catholic High School
6733 Reynolds Rd, Mentor, OH, 44060
M,W,F 10:30-1:30
Lakeland Community College
7700 Clocktower Dr Bldg A, Kirtland, OH, 44094-5198
Monday/Tuesday/Thrusday/ Friday 7:30 a.m.-4:00 p.m.Wednesday 11:30 a.m.-7:00 p.m.Saturday & Sunday: closed
Notre Dame Cathedral Latin High School
13000 Auburn Rd, Chardon, OH, 44024-9337
Wed.,Thurs. 10:50 am-1:30 pm
Canfield Branch
6458 S Raccoon Rd Unit 1, Canfield, OH, 44406-9270
M-F 9am-5pm
Mayfield Branch
1220 Som Center Rd Unit A, Cleveland, OH, 44124-2002
Monday/Tuesday/Thursday: 9:00AM-5:00PM Friday: 9:00AM-6:00PM Saturday: 9:00AM-1:00PM
Eastlake North High School
34041 Stevens Blvd, Eastlake, OH, 44095
Tuesday 9:00AM-2:00PM
Mentor High School
6477 Center St, Mentor, OH, 44060
Wednesday & Thursday: 9:00 AM - 2:00 PM
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/cardinal-credit-union-inc" target="_blank" rel="noopener">View CARDINAL CREDIT UNION, INC. on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.