CADETS
Elma, NY · Federal Credit Union · Chartered in NY
Who can join
Community / multiple bond
Members
1,414
Net Worth Ratio
8.49%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$17.8M
Peer Group 3
Members
1,414
as of latest quarter
Net Worth Ratio
8.49%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$17.8M
Total Shares
$16.2M
Total Loans
$10.2M
Net Worth Ratio
8.49%
≥7% = Well Capitalized
Members
1,414
Delinquency Rate (60d+)
1.23%
$126K
Loan-to-share ratio: 62.8%· healthy range 60–80%
Branch Locations
NCUACADETS FEDERAL CREDIT UNION
1751 TRANSIT RD, ELMA, NY, 14059-9687
MONDAY - THURSDAY 9:00 AM TO 4:00 PMFRIDAY 9:00 AM TO 5:00 PMSATURDAY 9:00 AM TO 1:00 PM
CADETS FEDERAL CREDIT UNION
927 Grant St, Buffalo, NY, 14207-2820
Mon & Wed 9:00 am - 4:00 pm Friday 9:00 am - 5:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/cadets" target="_blank" rel="noopener">View CADETS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.