C E S
Mount Vernon, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
17,770
Net Worth Ratio
12.82%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$240.7M
Peer Group 5
Members
17,770
as of latest quarter
Net Worth Ratio
12.82%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$240.7M
Total Shares
$208.3M
Total Loans
$138.3M
Net Income
$1.0M
Net Worth Ratio
12.82%
≥7% = Well Capitalized
Members
17,770
Return on Assets
0.43%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.13%
$183K
Loan-to-share ratio: 66.4%· healthy range 60–80%
Branch Locations
NCUAYauger Road Center
1215 Yauger Rd, Mount Vernon, OH, 43050-9233
Lobby: Monday - Friday 8:30-5:30 Saturday 9-1 Drive-thru: Monday-Thursday 8:30-5:30 Friday 8:30-6:00
West Chestnut Center
400 W Chestnut St, Mount Vernon, OH, 43050-2312
Lobby: Monday - Friday 8:30-5:30. Saturday 9-1 Drive-thru: Monday-Thursday 8:30-5:30 Friday 8:30-6:00
Delaware Center
33 London Rd, Delaware, OH, 43015-2613
Lobby: Monday - Friday 8:30-5:30. Saturday 9-1 Drive-thru: Monday-Thursday 8:30-5:30 Friday 8:30-6:00
Loudonville Center
3030 State Route 3, Loudonville, OH, 44842-9526
Lobby: Monday - Friday 8:30-5:30. Saturday 9-1 Drive-thru: Monday -Thursday 8:30-5:30 Friday 8:30-6:00
Utica Center
8 N Main St, Utica, OH, 43080-7706
Lobby: Monday - Friday 8:30-5:30. Saturday 9-1 Drive-thru: Monday-Thursday 8:30-5:30 Friday 8:30-6:00
Coshocton Center
700 S 2nd St Ste B, Coshocton, OH, 43812-1990
M-F 8:30 to 5:30 S 9:00 to 1:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/c-e-s" target="_blank" rel="noopener">View C E S on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.