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BRAGG MUTUAL

Fayetteville, NC · Federal Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Community / geographic area

Charter #7955Est. 1952RSSD: 454283

Members

9,152

Net Worth Ratio

8.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$130.4M

Peer Group 5

Members

9,152

as of latest quarter

Net Worth Ratio

8.26%

Well Capitalized

Institution Profile

NCUA

Address

2917 Village Dr, Fayetteville, NC 28304-3814

Chartered

1952

Branch Locations

4 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$130.4M

Total Shares

$118.3M

Total Loans

$89.4M

Net Income

$88K

Net Worth Ratio

8.26%

≥7% = Well Capitalized

Members

9,152

Return on Assets

0.07%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.87%

$778K

Loan-to-share ratio: 75.5%· healthy range 60–80%

Branch Locations

NCUA

Main Office

2917 Village Dr, Fayetteville, NC, 28304-3814

9:00 am - 5:00 pm Monday - Thursday 9:00 am - 6:00 pm Friday

MainATMDrive-thru

Spout Springs Branch

1570 NC HWY 24/87, Cameron, NC, 28326

Monday-Thursday 9:00am - 5:00pmFriday 9:00am - 5:30pm

Cape Fear Valley Branch

1638 Owen Dr Fl 1, Fayetteville, NC, 28304-3424

9:00am-5:00pm

Kenansville Branch

174 Liberty Square Shopping Center, Kenansville, NC, 28349

9:00am - 5:00pm

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.