BLUE WATER
Port Huron, MI · Federal Credit Union · Chartered in MI
Who can join
Federal government employees
Members
1,214
Net Worth Ratio
14.54%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$19.9M
Peer Group 3
Members
1,214
as of latest quarter
Net Worth Ratio
14.54%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$19.9M
Total Shares
$16.9M
Total Loans
$8.4M
Net Income
$26K
Net Worth Ratio
14.54%
≥7% = Well Capitalized
Members
1,214
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.37%
$31K
Loan-to-share ratio: 49.4%· healthy range 60–80%
Branch Locations
NCUABlue Water Federal Credit Union
526 WATER ST RM 113, PORT HURON, MI, 48060-5463
9:ooam - 4:30pm est Monday - Friday
Flagship Federal Credit Union
3910 Lapeer Rd, Port Huron, MI, 48060-2402
CU*Answers
6000 28th St SE Ste 100, Grand Rapids, MI, 49546
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/blue-water" target="_blank" rel="noopener">View BLUE WATER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.