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BAYONNE CITY EMPLOYEES

Bayonne, NJ · Federal Credit Union · Chartered in NJ

LICUWell Capitalized

Who can join

Federal government employees

Charter #6443Est. 1949RSSD: 641887

Members

706

Net Worth Ratio

27.54%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.1M

Peer Group 2

Members

706

as of latest quarter

Net Worth Ratio

27.54%

Well Capitalized

Institution Profile

NCUA

Address

630 Avenue C, Bayonne, NJ 07002-3878

Chartered

1949

Branch Locations

1 location

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.1M

Total Shares

$2.8M

Total Loans

$2.1M

Net Income

$2K

Net Worth Ratio

27.54%

≥7% = Well Capitalized

Members

706

Return on Assets

0.05%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.34%

$7K

Loan-to-share ratio: 75.3%· healthy range 60–80%

Branch Locations

NCUA

Bayonne City Employees FCU

630 Avenue C, Bayonne, NJ, 07002-3878

Mon-Thurs/11:00am-4pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.