BAY ATLANTIC
Vineland, NJ · Federal Credit Union · Chartered in NJ
Who can join
Select employee groups
Members
9,139
Net Worth Ratio
8.96%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$95.5M
Peer Group 4
Members
9,139
as of latest quarter
Net Worth Ratio
8.96%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$95.5M
Total Shares
$86.4M
Total Loans
$44.1M
Net Worth Ratio
8.96%
≥7% = Well Capitalized
Members
9,139
Delinquency Rate (60d+)
0.10%
$42K
Loan-to-share ratio: 51.0%· healthy range 60–80%
Branch Locations
NCUAElmer
101 W Elmer Rd, Vineland, NJ, 08360-6312
Mon-Wed 8:00am to 5:00pm Thur-Fri 8:00am to 6:00pm Sat 9:00am to 12:00pm
Members 1st of NJ Federal Credit Union
37 W Landis Ave, Vineland, NJ, 08360
9am - 5pm
BAFCU Loan Center
1940 S West Blvd Bldg 101A, Vineland, NJ, 08360-7024
9am to 5pm Monday to Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/bay-atlantic" target="_blank" rel="noopener">View BAY ATLANTIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.