🏦Bank Scorer

AZALEA CITY

Mobile, AL · State Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68224Est. 1954RSSD: 348887
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Members

4,379

Net Worth Ratio

15.32%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$46.1M

Peer Group 3

Members

4,379

as of latest quarter

Net Worth Ratio

15.32%

Well Capitalized

Institution Profile

NCUA

Address

5662 Cottage Hill Rd, Mobile, AL 36609

Chartered

1954

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$46.1M

Total Shares

$38.8M

Total Loans

$20.5M

Net Worth Ratio

15.32%

≥7% = Well Capitalized

Members

4,379

Delinquency Rate (60d+)

1.48%

$302K

Loan-to-share ratio: 52.7%· healthy range 60–80%

Branch Locations

NCUA

Azalea City Credit Union

5662 Cottage Hill Rd, MOBILE, AL, 36609

Mon-Thurs 8:30 a.m. - 5:00 p.m. Wed 10:30 a.m. - 5:00 p.m. Fri 8:30 a.m. - 5:30 p.m.

MainATMDrive-thru

AZALEA CITY CREDIT UNION

5662 COTTAGE HILL RD, MOBILE, AL, 36609

MON TUES THURS 8:30 AM - 5:00 PMWED 10:30 AM - 5:00 PMFRI 8:30 AM - 5:30 PM

ATMDrive-thru

AZALEA CITY CREDIT UNION

106 CARTER DR, GROVE HILL, AL, 36451

MON TUES THURS 8:30 AM - 5:00 PM WED 10:30 AM - 5:00 PM FRI 8:30 AM - 5:00 PM

AZALEA CITY CREDIT UNION

22116 HWY 43 N, CALVERT, AL, 36513

8:30 AM-5:00 PM M,T,W,F 10:30 AM-5:00 PM

ATMDrive-thru

AZALEA CITY CREDIT UNION

1065 SPRING HILL AVE, MOBILE, AL, 36604

8:30 AM-5:00 PM M,T,W,F 10:30 AM - 5:00 PM F

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

View HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.