🏦Bank Scorer

AVADIAN

Birmingham, AL · State Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

Type 99

Charter #68583Est. 1934RSSD: 630993

Members

83,228

Net Worth Ratio

10.02%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.43B

Peer Group 6

Members

83,228

as of latest quarter

Net Worth Ratio

10.02%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 360287, Birmingham, AL 35236

Chartered

1934

Branch Locations

19 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.43B

Total Shares

$1.29B

Total Loans

$1.14B

Net Income

$3.7M

Net Worth Ratio

10.02%

≥7% = Well Capitalized

Members

83,228

Return on Assets

0.26%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.18%

$2.0M

Loan-to-share ratio: 88.3%· healthy range 60–80%

Branch Locations

NCUA

Corporate

1 Riverchase Pkwy S, Hoover, AL, 35244-2008

8:00 a.m. - 5:00 p.m. M-F

Main

Dothan

2378 W Main St, Dothan, AL, 36301

8:45 a.m. - 5:00 p.m. M-F

ATMDrive-thru

Geneva

309 W Maple Ave, Geneva, AL, 36340-1623

8:45 a.m. - 5:00 p.m. M-F

ATMDrive-thru

Homewood

475 Green Springs Hwy, Birmingham, AL, 35209-4921

8:45 a.m. - 5:00 p.m. M-F

ATMDrive-thru

Pelham

2723 Pelham Pkwy, Pelham, AL, 35124-1704

8:45 a.m. - 5:00 p.m. M-F

ATM

SAMC

1091 Ross Clark Cir, Dothan, AL, 36303-5424

8:45 a.m. - 5:00 p.m. M-F

ATMDrive-thru

Colonnade

3401 Colonnade Pkwy, Birmingham, AL, 35243-2356

8:45 a.m. - 5:00 p.m. M-F

ATM

Midtown

101 20th St S, Birmingham, AL, 35233

8:45 a.m. - 5:00 p.m. M-F

ATM

Helena

4849 Highway 52 W, Helena, AL, 35080-5017

8:45 a.m. - 5:00 p.m. M-F 9:00 A.M. - 12:00 P.M. - SAT

ATMDrive-thru

Hueytown

109 River Square Plz, Hueytown, AL, 35023-1668

8:45 a.m. - 5:00 p.m. M-F

ATM

9 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.