🏦Bank Scorer

AUSTIN TELCO

Austin, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Employee group

Charter #4584Est. 1941RSSD: 774

Members

95,564

Net Worth Ratio

13.83%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.55B

Peer Group 6

Members

95,564

as of latest quarter

Net Worth Ratio

13.83%

Well Capitalized

Institution Profile

NCUA

Address

11149 Research Blvd, Austin, TX 78759

Chartered

1941

Branch Locations

24 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.55B

Total Shares

$2.15B

Total Loans

$1.76B

Net Income

$3.6M

Net Worth Ratio

13.83%

≥7% = Well Capitalized

Members

95,564

Return on Assets

0.14%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.23%

$4.0M

Loan-to-share ratio: 82.0%· healthy range 60–80%

Branch Locations

NCUA

Balcones Centre

11149 Research Blvd, Austin, TX, 78759

Lobby M-F 9:00-4:00 Sat closed Drive-Thru M-F 8:30-5:30 Sat 9-12

MainATMDrive-thru

Cedar Park

511 N Bell Blvd, Cedar Park, TX, 78613-2217

Lobby M-F 9:00-4:00 Sat 9-12 Drive-Thru M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

La Frontera

201 Sundance Pkwy Ste B, Round Rock, TX, 78681-8009

Lobby M-F 9:00-4:00 Sat 9-12 Drive Thru M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

HWY 290

7501 E Highway 290, Austin, TX, 78723-1600

Lobby M-F 9:00-4:00 Sat closed Drive Thru M-F 8:30-5:30 SAT 9-12

ATMDrive-thru

Taos

2400 Taos Blvd, Austin, TX, 78745-1539

Lobby M-F 9:00-4:00 Sat 9-12

ATM

Jollyville

12188 Jollyville Rd, Austin, TX, 78759

Lobby M-F 9:00-4:00 Sat closed Drive Thru M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

Bastrop

530 Highway 71 W, Bastrop, TX, 78602

Lobby M-F 9:00-4:00 Sat 9-12 Drive Thru M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

Leander

10200 E Crystal Falls Pkwy, Leander, TX, 78641

Lobby M-F 9:00-4:00 Sat 9-12 Drive Thru M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

Lakeline

1820 S Lakeline Blvd, Cedar Park, TX, 78613

Lobby M-F 9:00-4:00 Sat closed Drive Thru M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

Pecan Park

13831 N Highway 183, Austin, TX, 78750-1202

Lobby M-F 9:00-4:00 Sat 9-12 Drive Thru M-F 8:30-5:30 Sat 9-12

ATMDrive-thru

14 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.