ATOMIC
Piketon, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
87,892
Net Worth Ratio
8.55%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$847.9M
Peer Group 6
Members
87,892
as of latest quarter
Net Worth Ratio
8.55%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$847.9M
Total Shares
$771.7M
Total Loans
$688.7M
Net Income
$1.6M
Net Worth Ratio
8.55%
≥7% = Well Capitalized
Members
87,892
Return on Assets
0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.17%
$1.2M
Loan-to-share ratio: 89.2%· healthy range 60–80%
Branch Locations
NCUAAtomic Credit Union Corporate Office
711 Beaver Creek Rd, Piketon, OH, 45661
Hours: Mon/Tue/Wed/Thu 8:30AM-5PM, Fri 8:30AM-5PM, Sat 8:30AM-12PM
Atomic Credit Union - Wheelersburg
7700 Ohio River Rd, Wheelersburg, OH, 45694
Monday: 8:30AM - 5:00PM Tuesday: 8:30AM - 5:00PM Wednesday: 8:30AM - 5:00PM Thursday: 8:30AM - 5:00PM Friday: 8:30AM - 5:00PM Saturday: 8:30AM - 12:00PM Sunday: Closed
Atomic Credit Union - Chillicothe Western Ave.
1285 Western Ave, Chillicothe, OH, 45601-1169
Monday: 8:30AM - 5:00PM Tuesday: 8:30AM - 5:00PM Wednesday: 8:30AM - 5:00PM Thursday: 8:30AM - 5:00PM Friday: 8:30AM - 5:00PM Saturday: 8:30AM - 12:00PM Sunday: Closed
Atomic Credit Union - Washington Court House
1501 Columbus Ave, Washington Court House, OH, 43160-1757
Monday: 8:30AM - 5:00PM Tuesday: 8:30AM - 5:00PM Wednesday: 8:30AM - 5:00PM Thursday: 8:30AM - 5:00PM Friday: 8:30AM - 5:00PM Saturday: 8:30AM - 12:00PM Sunday: Closed
Atomic Credit Union - Circleville
130 CRITES RD, CIRCLEVILLE, OH, 43113
MON-THUR 8:30AM-5:00PM FRIDAY 8:30AM-5:00PM SATURDAY 8:30AM-12:00PM SUNDAY CLOSED
Atomic Credit Union - Hillsboro
583 Harry Sauner Rd, Hillsboro, OH, 45133
Monday through Thursday 8:30am - 5pm Friday 8:30am - 5pm Saturday 8:30am - 12pm Sunday Closed
Atomic Credit Union - Lancaster Branch
1355 Ety Rd NW, Lancaster, OH, 43130-7639
Monday: 8:30AM - 5:00PM Tuesday: 8:30AM - 5:00PM Wednesday: 8:30AM - 5:00PM Thursday: 8:30AM - 5:00PM Friday: 8:30AM - 5:00PM Saturday: 8:30AM - 12:00PM Sunday: Closed
Atomic Credit Union - Waverly
190 Waverly Plz, Waverly, OH, 45690-1220
Monday: 8:30AM - 5:00PM Tuesday: 8:30AM - 5:00PM Wednesday: 8:30AM - 5:00PM Thursday: 8:30AM - 5:00PM Friday: 8:30AM - 5:00PM Saturday: 8:30AM - 12:00PM Sunday: Closed
Atomic Credit Union - Chillicothe Bridge St
1326 N Bridge St, Chillicothe, OH, 45601
Monday: 8:30AM - 5:00PM Tuesday: 8:30AM - 5:00PM Wednesday: 8:30AM - 5:00PM Thursday: 8:30AM - 5:00PM Friday: 8:30AM - 5:00PM Saturday: 8:30AM - 12:00PM Sunday: CLOSED
Atomic Credit Union - Jackson
498 McCarty Ln, Jackson, OH, 45640-7000
Hours: Mon/Tue/Wed/Thu 8:30AM-5PM, Fri 8:30AM-5PM, Sat 8:30AM-12PM
8 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/atomic" target="_blank" rel="noopener">View ATOMIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.