AOD
Bynum, AL · Federal Credit Union · Chartered in AL
Who can join
Multiple / other
Members
37,753
Net Worth Ratio
16.16%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$462.0M
Peer Group 5
Members
37,753
as of latest quarter
Net Worth Ratio
16.16%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$462.0M
Total Shares
$393.6M
Total Loans
$250.4M
Net Worth Ratio
16.16%
≥7% = Well Capitalized
Members
37,753
Delinquency Rate (60d+)
0.24%
$605K
Loan-to-share ratio: 63.6%· healthy range 60–80%
Branch Locations
NCUAOxford
12 Elm St, Oxford, AL, 36203
M-F 9AM - 5PM SAT 8AM - 12 Noon
Bynum Main
334 Victory Drive, Bynum, AL, 36253
M-F 9AM - 5PM
Greenbrier
216 Greenbrier Dear Rd, Anniston, AL, 36207-6610
M-F 9AM - 5PM Saturday 8AM - 12PM Drive Thru: M-Th 9AM - 5PM; Fri 9AM - 6PM; Sat 8AM - 12PM
Lenlock
150 Bill Robison Pkwy, Anniston, AL, 36206-2623
M-F 9AM - 5PM Drive Thru: M-Th 9AM - 5PM; Fri 9AM - 6PM, Sat 8AM - 12PM
Jacksonville
1060 JD & L Dr SW, Jacksonville, AL, 36265
9 AM - 5PM Mon-Fri ; 8AM-12 Noon Sat
Pell City
275 Vaughn Spur, Pell City, AL, 35128-8000
Lobby Monday through Friday 9AM-5PMDrive-ThruMonday through Thursday9AM-5PMFriday 9AM-6PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/aod" target="_blank" rel="noopener">View AOD on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.