🏦Bank Scorer

ANDALUSIA MILLS EMPLOYEES CREDIT AS

Andalusia, AL · Federal Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

Industry / trade group

Charter #23990Est. 1983RSSD: 874993

Members

887

Net Worth Ratio

20.65%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.2M

Peer Group 2

Members

887

as of latest quarter

Net Worth Ratio

20.65%

Well Capitalized

Institution Profile

NCUA

Address

200 Waits Dr, Andalusia, AL 36421

Chartered

1983

Branch Locations

3 locations

Membership Eligibility

Industry / trade group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.2M

Total Shares

$2.5M

Total Loans

$881K

Net Worth Ratio

20.65%

≥7% = Well Capitalized

Members

887

Delinquency Rate (60d+)

0.26%

$2K

Loan-to-share ratio: 35.3%· healthy range 60–80%

Branch Locations

NCUA

Andalusia Mills Employees Credit Association

200 Waits Dr, Andalusia, AL, 36421

Monday - Friday 7:30 AM - 4:30 PM

Main

SHAW INDUSTRIES, INC

200 WAITS DR, Andalusia, AL, 36421

Andalusia Mills Emp Credit Assn

200 Waits Dr, ANDALUSIA, AL, 36421

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/andalusia-mills-employees-credit-as" target="_blank" rel="noopener">View ANDALUSIA MILLS EMPLOYEES CREDIT AS on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.