AMERICU
Rome, NY · State Credit Union · Chartered in NY
Who can join
Type 99
Members
205,600
Net Worth Ratio
9.44%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.01B
Peer Group 6
Members
205,600
as of latest quarter
Net Worth Ratio
9.44%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$3.01B
Total Shares
$2.62B
Total Loans
$2.54B
Net Worth Ratio
9.44%
≥7% = Well Capitalized
Members
205,600
Delinquency Rate (60d+)
0.92%
$23.3M
Loan-to-share ratio: 96.9%· healthy range 60–80%
Branch Locations
NCUAHeadquarters
1916 Black River Blvd N, Rome, NY, 13440-2430
Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 4:00pm Thursday 9:00am 4:00pm Friday 9:00am 6:
Armory Square
200 Walton St, Syracuse, NY, 13202-1227
Monday 8:00am 4:00pm Tuesday 8:00am 4:00pm Wednesday 8:00am 4:00pm Thursday 7:30am 6:00pm Friday 7:30am 6:
Auburn
295 Grant Ave, Auburn, NY, 13021
Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 5:00pm Thursday 9:00am 5:00pm Friday 9:00am 6:
Cicero
6414 State Route 31, Cicero, NY, 13039-8813
Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 5:00pm Thursday 9:00am 5:00pm Friday 9:00am 6:
Commercial Drive
4957 Commercial Dr, Yorkville, NY, 13495-1102
Monday 9:00am 4:30pm Tuesday 9:00am 4:30pm Wednesday 9:00am 4:30pm Thursday 9:00am 4:30pm Friday 9:00am 6:
Griffiss
231 Hill Rd, Rome, NY, 13441
Monday 8:30am 4:00pm Tuesday 8:30am 4:00pm Wednesday 8:30am 4:00pm Thursday 8:30am 4:00pm Friday 8:30am 4:
North Utica
224 N Genesee St STE 3, Utica, NY, 13502-2514
Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 5:00pm Thursday 9:00am 5:00pm Friday 9:00am 6:
Lowville
7394 Utica Blvd, Lowville, NY, 13367
Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 5:00pm Thursday 9:00am 5:00pm Friday 9:00am 6:
Liverpool
7474 Oswego Rd, Liverpool, NY, 13090
Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 4:00pm Thursday 9:00am 5:00pm Friday 9:00am 5:
Oneida
280 Genesee St, Oneida, NY, 13421-2709
Monday 9:00am 4:00pm Tuesday 9:00am 4:00pm Wednesday 9:00am 4:00pm Thursday 9:00am 4:00pm Friday 9:00am 6:
13 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/americu" target="_blank" rel="noopener">View AMERICU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.