AMERICA'S FIRST
Birmingham, AL · Federal Credit Union · Chartered in AL
Who can join
Employee group
Members
195,131
Net Worth Ratio
12.01%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.74B
Peer Group 6
Members
195,131
as of latest quarter
Net Worth Ratio
12.01%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$2.74B
Total Shares
$2.39B
Total Loans
$2.16B
Net Worth Ratio
12.01%
≥7% = Well Capitalized
Members
195,131
Delinquency Rate (60d+)
0.48%
$10.5M
Loan-to-share ratio: 90.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
1200 4th Ave N, Birmingham, AL, 35203-1631
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Ensley Branch
1819 20th Street Ensley, Birmingham, AL, 35218
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Leeds Branch
1795 Ashville Rd, Leeds, AL, 35094-7507
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Anniston/Oxford Branch
31 Commons Way, Oxford, AL, 36203
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Bessemer Branch
2131 19th St N, Bessemer, AL, 35020-8840
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Cullman Branch
300 4th Ave SW, Cullman, AL, 35055-4130
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Forestdale Branch
1918 Veterans Memorial Dr, Birmingham, AL, 35214-2048
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Gardendale Branch
1039 Mount Olive Rd, Gardendale, AL, 35071-2436
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Hoover Branch
3312 Old Columbiana Rd, Hoover, AL, 35226-3337
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
Hueytown Branch
3052 Allison Bonnett Memorial Dr, Hueytown, AL, 35023-2362
9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri
12 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/americas-first" target="_blank" rel="noopener">View AMERICA'S FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.