AMERICA'S
Garland, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
31,666
Net Worth Ratio
15.27%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$422.5M
Peer Group 5
Members
31,666
as of latest quarter
Net Worth Ratio
15.27%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$422.5M
Total Shares
$357.9M
Total Loans
$278.9M
Net Worth Ratio
15.27%
≥7% = Well Capitalized
Members
31,666
Delinquency Rate (60d+)
0.38%
$1.0M
Loan-to-share ratio: 77.9%· healthy range 60–80%
Branch Locations
NCUACORPORATE OFFICE
2154 FOREST LN, GARLAND, TX, 75042
9:00-5:00 M-F LOBBY 7:30-5:30 M-TH 6:30-6:00 FRI 9:00-1:00 SAT
SPFD BRANCH OFFICE
2350 E Bennett St, Springfield, MO, 65804-1732
8:00-4:30 M,T,TH,FRI- LOBBY 9:00-4:30 WED-LOBBY 7:00-4:30 M-THUR-DRIVE THRU 7:00-5:30 FRI-DRIVE THRU
Motley Branch Office
3001 Motley Dr Ste H, Mesquite, TX, 75150-3457
9am-5pm Monday-Friday
CENTRAL
4040 N Central Expy Ste 100, Dallas, TX, 75204
M-T 9:00am-5:00pmFri 8:00am-5:00pmSat 9:00am-12:00pm
LANCASTER
3200 W Pleasant Run Rd Ste 100, Lancaster, TX, 75146-1083
M-F 8:00am-5:00pmSat 9:00am-12:00pmDrive Thru M-F 8:00am-6:00pmSat 9:00am-12:00pm
Royal Branch
10501 N Central Expy Ste 100, Dallas, TX, 75231-2219
Lobby Hours Monday - Thursday: 9:00 AM - 5:00 PM Friday: 8:00 AM - 5:00 PM Saturday: 9:00 AM - Noon
White Rock Branch
8818 Garland Rd, Dallas, TX, 75218
Monday - Thursday: 9:00am-5:00pm Friday: 8:00am-5:00pm Saturday: Closed Sunday: Closed
South Fort Worth Branch
1216 Everman Pkwy, Fort Worth, TX, 76140
9:00 am to 4:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/americas" target="_blank" rel="noopener">View AMERICA'S on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.