🏦Bank Scorer

AMERICAN 1

Jackson, MI · State Credit Union · Chartered in MI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #65595Est. 1980RSSD: 672984

Members

67,556

Net Worth Ratio

15.27%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$666.9M

Peer Group 6

Members

67,556

as of latest quarter

Net Worth Ratio

15.27%

Well Capitalized

Institution Profile

NCUA

Address

718 E Michigan Ave, Jackson, MI 49201

Chartered

1980

Branch Locations

18 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$666.9M

Total Shares

$550.3M

Total Loans

$459.5M

Net Worth Ratio

15.27%

≥7% = Well Capitalized

Members

67,556

Delinquency Rate (60d+)

1.49%

$6.8M

Loan-to-share ratio: 83.5%· healthy range 60–80%

Branch Locations

NCUA

Home Office

718 E Michigan Ave, Jackson, MI, 49201

M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 3 p.m.

MainATM

Brooklyn

11301 Brooklyn Rd, Brooklyn, MI, 49230

M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 2 p.m.

ATM

Hillsdale

3192 W Carleton Rd, Hillsdale, MI, 49242

M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 3 p.m.

ATMDrive-thru

Vandercook

1238 E McDevitt Ave, Jackson, MI, 49203

M-TH 9 a.m. - 6 p.m. F 9 a.m. - 7 p.m. Sat 9 a.m. - 2 p.m.

ATMDrive-thru

Parnall

1521 W Parnall Rd, Jackson, MI, 49201

M-TH 9 a.m. - 6 p.m.F 9 a.m. - 7 p.m. Sat 9 a.m. - 2 p.m.

ATMDrive-thru

Drive Thru

203 N Perrine St, Jackson, MI, 49201

M-F 8 a.m. - 7 p.m. Sat 8 a.m. - 3 p.m.

ATMDrive-thru

North St

930 W North St, Jackson, MI, 49202

M-F 9 a.m. - 7 p.m. Sat 9 a.m. - 4 p.m.

ATMDrive-thru

Milan

108 W Main St, Milan, MI, 48160-1216

Monday-Thursday 9am-5pmFriday 9am-6pmSaturday 9am-2pm

ATMDrive-thru

Manchester

10903 Mi State Road 52, Manchester, MI, 48158

M-TH 9am-5pmF 9am-6pmSat: 9am-2pm

ATMDrive-thru

Michigan Center

4400 Page Ave, Michigan Center, MI, 49254-1025

Monday-Thursday 9am-6pmFriday 9am-7pmSaturday 9am-2pm

ATMDrive-thru

8 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.