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AMERICA FIRST

Riverdale, UT · Federal Credit Union · Chartered in UT

LICUWell Capitalized

Who can join

Multiple / other

Charter #24694Est. 1939RSSD: 277697

Members

1,552,965

Net Worth Ratio

11.61%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$24.73B

Peer Group 6

Members

1,552,965

as of latest quarter

Net Worth Ratio

11.61%

Well Capitalized

Institution Profile

NCUA

Address

4774 South 1300 West, Building # 3, Riverdale, UT 84405

Chartered

1939

Branch Locations

124 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$24.73B

Total Shares

$21.62B

Total Loans

$16.75B

Net Income

$86.1M

Net Worth Ratio

11.61%

≥7% = Well Capitalized

Members

1,552,965

Return on Assets

0.35%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.86%

$144.6M

Loan-to-share ratio: 77.5%· healthy range 60–80%

Branch Locations

NCUA

Building 3 - Management Center

4774 S 1300 W Bldg 3, Riverdale, UT, 84405-3621

M - F 9 am - 5:30 pm

MainATM

Building 2 - Commercial Center

4646 S 1500 W Bldg 2, Riverdale, UT, 84405

M - F 9 am - 5:30 pm Sat 9 am - 3:30 pm

ATM

Building 4 - Data Center

4661 S Cozy Dale Dr, Riverdale, UT, 84405

M - F 9 am - 5:30 pm

ATM

Building 1 - Operations Center

1344 W 4675 S Bldg 1, Riverdale, UT, 84405

M - F 9 am - 5:30 pm

ATM

Building 5 - Service Center

4051 S 1900 W Bldg 5, Roy, UT, 84067

M - F 9 am - 5 pm

ATM

Sandy Training Center

230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070

M-F 8 am - 7 pm Sat 8 am - 3 pm

American Fork

611 W Pacific Dr, American Fork, UT, 84003

Monday - Friday 9am-6pm Saturday 9am-3pm

ATMDrive-thru

Bountiful

48 N 500 W, Bountiful, UT, 84010

Monday-Friday 9am-6pm Saturday 9am-3pm

ATMDrive-thru

Bountiful Dick's Market

2280 S Orchard Dr, Bountiful, UT, 84010-5614

M - F 9 am - 6 pmSat 9 am - 5 pm

ATM

Brigham City

1124 S 450 W, Brigham City, UT, 84302

M-F 9 am - 6 pm Sat 9 am - 3 pm

ATMDrive-thru

114 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

60 CFPB complaints on record for AMERICA FIRST FEDERAL CREDIT UNION.

DateProductIssueStateResponse

Showing 10 most recent of 60 total.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.