ALTERNATIVES
Ithaca, NY · Federal Credit Union · Chartered in NY
Who can join
Multiple / other
Members
12,263
Net Worth Ratio
9.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$162.0M
Peer Group 5
Members
12,263
as of latest quarter
Net Worth Ratio
9.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$162.0M
Total Shares
$145.1M
Total Loans
$92.8M
Net Worth Ratio
9.76%
≥7% = Well Capitalized
Members
12,263
Delinquency Rate (60d+)
2.93%
$2.7M
Loan-to-share ratio: 63.9%· healthy range 60–80%
Branch Locations
NCUAAlternatives Federal Credit Union
125 N Fulton St, Ithaca, NY, 14850-3301
Monday-Friday, 9:00am - 6:00pm Saturday, 10:00am - 1:00pm
Alternatives Federal Credit Union
1275 Lexington Ave, Rochester, NY, 14606
M T Th F 9-5 W 9-3
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/alternatives" target="_blank" rel="noopener">View ALTERNATIVES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.