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ALLEGACY

Winston Salem, NC · Federal Credit Union · Chartered in NC

LICUWell Capitalized

Who can join

Type 49

Charter #24438Est. 1967RSSD: 228596

Members

185,077

Net Worth Ratio

11.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.57B

Peer Group 6

Members

185,077

as of latest quarter

Net Worth Ratio

11.34%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 26043, Winston Salem, NC 27114

Chartered

1967

Branch Locations

29 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.57B

Total Shares

$2.19B

Total Loans

$2.01B

Net Worth Ratio

11.34%

≥7% = Well Capitalized

Members

185,077

Delinquency Rate (60d+)

0.36%

$7.3M

Loan-to-share ratio: 91.6%· healthy range 60–80%

Branch Locations

NCUA

Westbrook

1691 Westbrook Plaza Dr, Winston Salem, NC, 27103-2993

Mon - Thur 9:00 am - 5:00 pm F 9:00 am - 6:00 pm

MainATMDrive-thru

Allegacy Village

6320 Allegacy Way, Clemmons, NC, 27012

Mon - Thur - 9:00 am - 5:00 pm Fri - 9:00 am - 6 pm

ATMDrive-thru

Biotech

575 N Patterson Ave, Winston Salem, NC, 27101-4101

Mon - Fri 9:00 am - 5:00 pm

ATMDrive-thru

Kernersville Mtn

212 E Mountain St, Kernersville, NC, 27284-2941

Mon - Thur 9:00 am - 5:00 pm Fri - 9:00 am - 6 pm

ATMDrive-thru

North Patterson

4680 N Patterson Ave, Winston Salem, NC, 27105

Mon - Thur - 8:30 am - 5:00 pmFri - 8:30 am - 6:00 pm

ATMDrive-thru

Reagan High School

3750 Transou Rd, Pfafftown, NC, 27040-9258

Mon, Thurs, Fri 12:00 pm - 2:00 pm

Atkins High School

3605 Old Greensboro Rd, Winston Salem, NC, 27101

Mon, Wed, Fri 12:00 pm - 2:00 pm

Glenn High School

1600 Union Cross Rd, Kernersville, NC, 27284

Mon, Wed, Fri 12:00 pm - 2:00 pm

West Forsyth High School

1735 Lewisville Clemmons Rd, Clemmons, NC, 27012

Mon, Wed, Fri 12:00 pm - 2:00pm

Bermuda Run

128 Yadkin Valley Rd, Advance, NC, 27006

Mon - Fri 9:00 am - 5:00 pm

ATMDrive-thru

19 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.