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ALABAMA STATE EMPLOYEES

Montgomery, AL · State Credit Union · Chartered in AL

LICUWell Capitalized

Who can join

Type 99

Charter #64598Est. 1954RSSD: 784494

Members

39,014

Net Worth Ratio

11.83%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$460.9M

Peer Group 5

Members

39,014

as of latest quarter

Net Worth Ratio

11.83%

Well Capitalized

Institution Profile

NCUA

Address

4217 Lomac St, Montgomery, AL 36106

Chartered

1954

Branch Locations

10 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$460.9M

Total Shares

$408.1M

Total Loans

$241.8M

Net Income

$826K

Net Worth Ratio

11.83%

≥7% = Well Capitalized

Members

39,014

Return on Assets

0.18%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.18%

$439K

Loan-to-share ratio: 59.3%· healthy range 60–80%

Branch Locations

NCUA

Operations Center

4217 Lomac St, Montgomery, AL, 36106

M-F 8-5

Main

Wetumpka

825 Wilson St, Wetumpka, AL, 36092

M-F 8:30am-5:00pm

ATMDrive-thru

Millbrook

74 Dudley Dr, Millbrook, AL, 36054

M-F 8:30am-5:00pm

ATMDrive-thru

Washington

800 Washington Ave, Montgomery, AL, 36104

M-F 8:30am-5:00pm

ATMDrive-thru

Eastchase

9190 Eastchase Pkwy, Montgomery, AL, 36117

8:30-5:00

ATMDrive-thru

Prattville

2132 Cobbs Ford Rd, Prattville, AL, 36066-7700

M-F 9am-6pm

Clanton

1400 Woodfin Ln Ste D, Clanton, AL, 35045-8746

Monday- Friday 9-6

ATM

Greenville

631 Willow Ln Ste N, Greenville, AL, 36037

M-F 9-6

ATM

Interstate

1000 Interstate Park Dr, Montgomery, AL, 36109

M-F 8:30am-4:30pm

ATMDrive-thru

Selma

1102 Singleton Dr, Selma, AL, 36703

Monday - Friday8-5

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.