ALABAMA POSTAL
Birmingham, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
915
Net Worth Ratio
44.24%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$6.4M
Peer Group 2
Members
915
as of latest quarter
Net Worth Ratio
44.24%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$6.4M
Total Shares
$3.5M
Total Loans
$2.2M
Net Worth Ratio
44.24%
≥7% = Well Capitalized
Members
915
Delinquency Rate (60d+)
1.13%
$25K
Loan-to-share ratio: 61.5%· healthy range 60–80%
Branch Locations
NCUAAlabama Postal Credit Union
351 24th St N, Birmingham, AL, 35203-3836
11:00AM - 4:00PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/alabama-postal" target="_blank" rel="noopener">View ALABAMA POSTAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.