ALABAMA CENTRAL
Birmingham, AL · State Credit Union · Chartered in AL
Who can join
Type 99
Members
18,529
Net Worth Ratio
9.30%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$216.4M
Peer Group 5
Members
18,529
as of latest quarter
Net Worth Ratio
9.30%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$216.4M
Total Shares
$196.2M
Total Loans
$138.1M
Net Worth Ratio
9.30%
≥7% = Well Capitalized
Members
18,529
Delinquency Rate (60d+)
0.17%
$234K
Loan-to-share ratio: 70.4%· healthy range 60–80%
Branch Locations
NCUAMain Office
3601 4th Ave S, Birmingham, AL, 35222
Lobby M-F 9-4 Drive Thru hours M-F 9-5
Homewood
250 W Oxmoor Rd, Birmingham, AL, 35209-6315
Lobby M-F 9-5 Drive Thru M-F 9-5
Tuscaloosa
1121 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Lobby M-F 9-5 Drive Thru M-F 9-5
Decatur
3048 Finley Island Cir NW, Decatur, AL, 35601-8800
Lobby M-F 9-5 Drive Thru M-F 9-5
Russellville
13499 Highway 43, Russellville, AL, 35653
Lobby M-F 9-5 Drive Thru M-F 9-5
Muscle Shoals
743 Avalon Ave, Muscle Shoals, AL, 35661-2303
Lobby M-F 9-5 Drive Thru M-F 9-5
Florence
1902 Bruin Dr, Florence, AL, 35630-6717
Lobby M-F 9-5 Drive Thru M-F 9-5
Mobile
797 Downtowner Blvd, Mobile, AL, 36609-5401
Lobby M-F 9-5
Downtown Florence
501 E Dr Hicks Blvd Ste E, Florence, AL, 35630-5742
Lobby M-F 9-5 Drive Thru M-F 9-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/alabama-central" target="_blank" rel="noopener">View ALABAMA CENTRAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.