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ACIPCO

Birmingham, AL · Federal Credit Union · Chartered in AL

Well Capitalized

Who can join

Rural district

Charter #16500Est. 1964RSSD: 806284

Members

8,117

Net Worth Ratio

14.43%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$211.9M

Peer Group 5

Members

8,117

as of latest quarter

Net Worth Ratio

14.43%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2727, Birmingham, AL 35202

Chartered

1964

Branch Locations

2 locations

Membership Eligibility

Rural district

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$211.9M

Total Shares

$183.5M

Total Loans

$134.2M

Net Worth Ratio

14.43%

≥7% = Well Capitalized

Members

8,117

Delinquency Rate (60d+)

0.03%

$40K

Loan-to-share ratio: 73.1%· healthy range 60–80%

Branch Locations

NCUA

ACIPCO Federal Credit Union

1501 31st Ave N, Birmingham, AL, 35207

8:00 am to 4:30 pm Monday through Friday

MainATMDrive-thru

Legacy Credit Union

47 W Oxmoor Rd, Birmingham, AL, 35209

8:30 am to 4:30 pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.