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ACADEMIC

Briarcliff Mano, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Community — open geographic area

Charter #23425Est. 1979RSSD: 813385

Members

2,358

Net Worth Ratio

10.08%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$36.1M

Peer Group 3

Members

2,358

as of latest quarter

Net Worth Ratio

10.08%

Well Capitalized

Institution Profile

NCUA

Address

425 N State Rd, Briarcliff Mano, NY 10510-1469

Chartered

1979

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$36.1M

Total Shares

$32.3M

Total Loans

$11.1M

Net Income

$-7,340

Net Worth Ratio

10.08%

≥7% = Well Capitalized

Members

2,358

Return on Assets

-0.02%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.29%

$143K

Loan-to-share ratio: 34.3%· healthy range 60–80%

Branch Locations

NCUA

Academic Federal Credit Union

425 N State Rd, Briarcliff Manor, NY, 10510-1469

M-F 8:30-4:00pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.