1ST UNIVERSITY
Waco, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
1,904
Net Worth Ratio
10.38%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$17.8M
Peer Group 3
Members
1,904
as of latest quarter
Net Worth Ratio
10.38%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$17.8M
Total Shares
$15.4M
Total Loans
$12.7M
Net Income
$9K
Net Worth Ratio
10.38%
≥7% = Well Capitalized
Members
1,904
Return on Assets
0.05%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.54%
$195K
Loan-to-share ratio: 82.4%· healthy range 60–80%
Branch Locations
NCUA1st University Credit Union
24 La Salle Ave unit C, Waco, TX, 76706
Lobby:M - F 7:30am - 5:30pm
Computer Marketing Corporation
8520 S Sandy Pkwy, Sandy, UT, 84070-6422
Chartwells Management Offices
2100 River St, Waco, TX, 76706-1642
M-F 8:00am - 6:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/1st-university" target="_blank" rel="noopener">View 1ST UNIVERSITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.