1ST MISSISSIPPI
Meridian, MS · Federal Credit Union · Chartered in MS
Who can join
Employer / occupational group
Members
10,630
Net Worth Ratio
28.59%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$81.9M
Peer Group 4
Members
10,630
as of latest quarter
Net Worth Ratio
28.59%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$81.9M
Total Shares
$56.7M
Total Loans
$50.2M
Net Income
$113K
Net Worth Ratio
28.59%
≥7% = Well Capitalized
Members
10,630
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.68%
$343K
Loan-to-share ratio: 88.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
600 19th Ave, Meridian, MS, 39301
Mon-Fri 8:30am-5:00pm
Quitman Branch
212 S Archusa Ave, Quitman, MS, 39355
Mon-Fri 8:30am-5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/1st-mississippi" target="_blank" rel="noopener">View 1ST MISSISSIPPI on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.