1ST ED CREDIT UNION
Chambersburg, PA · State Credit Union · Chartered in PA
Who can join
State government employees (special charter)
Members
7,068
Net Worth Ratio
15.59%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$139.8M
Peer Group 5
Members
7,068
as of latest quarter
Net Worth Ratio
15.59%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$139.8M
Total Shares
$118.6M
Total Loans
$43.7M
Net Worth Ratio
15.59%
≥7% = Well Capitalized
Members
7,068
Delinquency Rate (60d+)
0.02%
$10K
Loan-to-share ratio: 36.9%· healthy range 60–80%
Branch Locations
NCUAFCTCU
1156 Kennebec Dr, Chambersburg, PA, 17201
Mon-Tues 8:30am to 5:00pmWed 10:00am to 5:00pm Thurs-Fri 8:30am to 6:00pmSat 9:00am to 12:00pm
Greencastle
526 N Antrim Way, Greencastle, PA, 17225
Monday 9:00 a.m. to 5:00 p.m.Tuesday 9:00 a.m. to 5:00 p.m.Wednesday 10:00 a.m. to 5:00 p.m.Thursday 9:00 a.m. to 6:00 p.m.Friday 9:00 a.m. to 6:00 p.m.Saturday 9:00 a.m. to 12:00 p.m.Sunday - Closed
Hanover
475 Eisenhower Dr, Hanover, PA, 17331-5214
Monday & Tuesday 9:00 a.m. to 5:00 p.m.Wednesday 10:00 a.m. to 5:00 p.m.Thursday & Friday 9:00 a.m. to 6:00 p.m.Saturday 9:00 a.m. to 12:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/1st-ed-credit-union" target="_blank" rel="noopener">View 1ST ED CREDIT UNION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.