Community Reinvestment Act exam results for 6,680 US banks. Exams conducted by the OCC, Federal Reserve, and FDIC going back to 1990.
Rating Distribution
| Bank↑ | Location | Regulator | Exam Date | Assets | Rating |
|---|---|---|---|---|---|
| SMARTBANK | PIGEON FORGE, TN | FRB | Jul 2024 | $5.9B | Satisfactory |
| SNB BANK, NATIONAL ASSOCIATION | SHATTUCK, OK | OCC | Jun 2022 | $129M | Satisfactory |
| SNYDER NATIONAL BANK | SNYDER, TX | OCC | Aug 2003 | — | Satisfactory |
| SOFI BANK, NATIONAL ASSOCIATION | COTTONWOOD HEIGHTS, UT | OCC | Jun 2023 | $49.7B | Satisfactory |
| SOLANO BK | VACAVILLE, CA | FRB | Jun 2001 | — | Satisfactory |
| SOLERA NATIONAL BANK | LAKEWOOD, CO | OCC | Aug 2023 | $1.6B | Satisfactory |
| SOLON STATE BANK | SOLON, IA | FDIC | Jun 2020 | $127M | Satisfactory |
| SOLUTIONS BANK | FORRESTON, IL | FDIC | Sep 2025 | $486M | Satisfactory |
| SOLUTIONS NORTH BANK | STOCKTON, KS | FDIC | Nov 2022 | $485M | Satisfactory |
| SOLVAY BK | SOLVAY, NY | FRB | Oct 2025 | — | Outstanding |
| SOMERSET REGAL BANK | BOUND BROOK, NJ | FDIC | Aug 2025 | $1.1B | Satisfactory |
| SOMERSET TC | SOMERSET, PA | FRB | Oct 2006 | — | Satisfactory |
| SOMERSET TRUST COMPANY | SOMERSET, PA | FDIC | Sep 2025 | $2.5B | Satisfactory |
| SOMERVILLE BANK | EATON, OH | FDIC | Jan 2023 | $294M | Satisfactory |
| SONABANK, NATIONAL ASSOCIATION | CHARLOTTESVILLE, VA | OCC | Oct 2007 | — | Satisfactory |
| SONATA BANK | BRENTWOOD, TN | FDIC | Dec 2024 | $283M | Needs to Improve |
| SONORAN BANK, NATIONAL ASSOCIATION | PHOENIX, AZ | OCC | Jun 2009 | — | Outstanding |
| SOONER STATE BANK | TUTTLE, OK | FDIC | Sep 2023 | $339M | Satisfactory |
| SOUND BANKING COMPANY | LAKEWOOD, WA | FDIC | Sep 2021 | $42M | Satisfactory |
| SOUND COMMUNITY BANK | SEATTLE, WA | FDIC | Feb 2026 | $1.1B | Satisfactory |
| SOUND COMMUNITY BANK | SEATTLE, WA | OCC | Oct 2011 | — | Satisfactory |
| SOUTH ATLANTIC BANK | MYRTLE BEACH, SC | FDIC | Dec 2024 | $1.9B | Satisfactory |
| SOUTH BAY BANK, N.A. | TORRANCE, CA | OCC | Apr 2004 | — | Satisfactory |
| SOUTH CAROLINA BANK & TRUST, NATIONAL ASSOCIATION | ORANGEBURG, SC | OCC | Jan 2011 | — | Satisfactory |
| SOUTH CENTRAL BANK NATIONAL ASSOCIATION | CHICAGO, IL | OCC | Nov 2016 | — | Satisfactory |