🏦Bank Scorer

SONATA BANK

BRENTWOOD, TN · Supervised by FDIC

Est. 1890FDIC #21,342RSSD: FDIC-21342
Part ofSONATA FINANCIAL HOLDINGS INC→ View all charters
Needs to Improve Down

Current rating · Exam: December 2024

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.18%

Institution Profile

FDIC BankFind

Address

5005 Maryland Way, BRENTWOOD, TN

County

Williamson County

Established

January 1, 1890

Total Assets

$283M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 1, 2024

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$283M

Total Deposits

$255M

Net Loans

$235M

Net Income

$125K

ROA

0.18%

ROE

2.06%

Risk-Based Capital

12.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$207M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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