🏦Bank Scorer
LINCOLN COUNTY BCORP INC operates 4 active bank charters, each examined independently for CRA compliance.
Bank Holding Company

LINCOLN COUNTY BCORP INC

Legal name: LINCOLN COUNTY BANCORP, INC.

4 active banks · 2 merged/absorbed · $1.6B combined assets

RSSD ID: 1097173 (FFIEC NIC)

Combined Assets

$1.6B

CRA Rating Summary

Satisfactory4charters

Across all 21 exams on record for this holding company's charters, 90% resulted in Outstanding or Satisfactory.

At a Glance

Dominant CRA Rating

Satisfactory

4 of 4 banks · Meets expectations for community lending

Combined Assets

$1.6B

4 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.4B

Net Income

$6M

ROA (avg)

1.53%

asset-weighted avg

Active Bank Charters4

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
PEOPLES BANK AND TRUST COMPANY OF LINCOLN COUNTYTROY, MOFDIC$905M100.0%SatisfactoryAug 1995
WINFIELD BANKING CO.KAHOKA, MOFDIC$358M100.0%SatisfactoryJul 1996
NEW FRONTIER BANKSAINT CHARLES, MOFDIC$180M100.0%SatisfactoryFeb 2013
BANK OF ALTENBURGALTENBURG, MOFDIC$144M100.0%SatisfactoryMar 1993

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.