🏦Bank Scorer

NEW FRONTIER BANK

SAINT CHARLES, MO · Supervised by FDIC

Est. 2000FDIC #35,597RSSD: FDIC-35597
Part ofLINCOLN COUNTY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.03%

Institution Profile

FDIC BankFind

Address

1771 Zumbehl Rd, SAINT CHARLES, MO

County

St. Charles County

Established

October 16, 2000

Total Assets

$180M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$180M

Total Deposits

$164M

Net Loans

$127M

Net Income

$451K

ROA

1.03%

ROE

11.54%

Risk-Based Capital

11.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$149M

1-Year Change

+1

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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