FIRST COMMUNITY BANCSHARES INC is the bank holding company. FIRST COMMUNITY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

FIRST COMMUNITY BANCSHARES INC

Legal name: FIRST COMMUNITY BANCSHARES, INC.

1 active bank · 1 merged/absorbed · $3.5B combined assets

RSSD ID: 2641694 (FFIEC NIC)

Combined Assets

$3.5B

CRA Rating Summary

Satisfactory1charter

Across all 14 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST COMMUNITY BANKBATESVILLE, ARSatisfactory$3.5BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$3.5B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$2.9B

Net Income

$10M

ROA (avg)

1.19%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST COMMUNITY BANK	BATESVILLE, AR	FDIC	$3.5B	100.0%	Satisfactory	Sep 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.