🏦Bank Scorer

FIRST COMMUNITY BANK

BATESVILLE, AR · Supervised by FDIC

Est. 1997FDIC #34,533RSSD: FDIC-34533
Part ofFIRST COMMUNITY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.19%

Institution Profile

FDIC BankFind

Address

1325 Harrison St, BATESVILLE, AR

County

Independence County

Established

August 4, 1997

Total Assets

$3.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.5B

Total Deposits

$2.9B

Net Loans

$2.8B

Net Income

$10M

ROA

1.19%

ROE

15.33%

Risk-Based Capital

11.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

34

Branch Deposits

$2.6B

1-Year Change

+3

5-year net change: +7 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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