EXCHANGE BANCSHARES INC is the bank holding company. EXCHANGE BANK AND TRUST COMPANY, NATCHITOCHES, LOUISIANA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Bank Holding Company
EXCHANGE BANCSHARES INC
Legal name: EXCHANGE BANCSHARES, INC.
1 active bank · $221M combined assets
RSSD ID: 1106525 (FFIEC NIC)
Combined Assets
$221M
CRA Rating Summary
Satisfactory1charter
Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
Primary bankEXCHANGE BANK AND TRUST COMPANY, NATCHITOCHES, LOUISIANANATCHITOCHES, LASatisfactory$221MView profile →
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$221M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$200M
Net Income
$1M
ROA (avg)
2.3%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| EXCHANGE BANK AND TRUST COMPANY, NATCHITOCHES, LOUISIANA | NATCHITOCHES, LA | FDIC | $221M | 100.0% | Satisfactory | Feb 2022 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.