🏦Bank Scorer

EXCHANGE BANK AND TRUST COMPANY, NATCHITOCHES, LOUISIANA

NATCHITOCHES, LA · Supervised by FDIC

Est. 1892FDIC #10,528RSSD: FDIC-10528
Part ofEXCHANGE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.30%

Institution Profile

FDIC BankFind

Address

700 Front St, NATCHITOCHES, LA

County

Natchitoches County

Established

September 28, 1892

Total Assets

$221M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$221M

Total Deposits

$200M

Net Loans

$102M

Net Income

$1M

ROA

2.30%

ROE

24.29%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$178M

1-Year Change

+1

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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