Regions Financial Corporation operates 2 active bank charters, each examined independently for CRA compliance.

Banking Group

Regions Financial Corporation

2 active banks · 35 merged/absorbed · $159.4B combined assets

Combined Assets

$159.4B

CRA Rating Summary

Satisfactory2charters

Across all 95 exams on record for this holding company's charters, 98% resulted in Outstanding or Satisfactory.

Primary bankREGIONS BANKBIRMINGHAM, ALSatisfactory$159.4BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

2 of 2 banks · Meets expectations for community lending

Combined Assets

$159.4B

2 active banks

Consumer Complaints (12 mo)

199 all time · filed with CFPB

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$132.8B

Net Income

$573M

ROA (avg)

1.45%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

69,188

Origination Rate

42.4%

Denial Rate

40.3%

Consumer Complaints

CFPB

Aggregated across all active bank charters in this group.

Last 12 Months

All Time

199

Top Category

Checking or savings account

Active Bank Charters2

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
REGIONS BANK	BIRMINGHAM, AL	FDIC	$159.4B	Satisfactory	Dec 2000
UNION PLANTERS BANK, N.A.	MEMPHIS, TN	OCC	—	Satisfactory	Mar 2004

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.