🏦Bank Scorer

REGIONS BANK

BIRMINGHAM, AL · Supervised by FDIC

Est. 1928FDIC #12,368RSSD: FDIC-12368
Part ofRegions Financial Corporation→ View all charters
Satisfactory Down

Current rating · Exam: December 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

25

0.16 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.45%

Institution Profile

FDIC BankFind

Address

1900 5th Ave N, BIRMINGHAM, AL

County

Jefferson County

Established

January 1, 1928

Total Assets

$159.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2000

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$159.4B

Total Deposits

$132.8B

Net Loans

$96.9B

Net Income

$573M

ROA

1.45%

ROE

12.69%

Risk-Based Capital

13.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Large banks

Compared to the peer-bank Large peer group (same asset tier).

Complaints / $B0.16Peer avg: 0.83▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1,250

Branch Deposits

$132.0B

1-Year Change

-12

5-year net change: -141 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202469,18842.4%40.30%
202373,58542.41%39.62%
202296,24044.74%33.84%
2021115,39450.73%23.17%
2020121,90650.29%26.77%
201992,28948.12%37.62%
201885,15348.21%39.74%

2024 national avg denial rate: 23.75% · above-average shown in red

Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

25

All Time

199

Monetary Relief

18.1%

Untimely Response

0%

Most common complaint type: Checking or savings account· 0.16 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
July 202400
August 202400
September 202400
October 202410
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202500
October 202530
November 202510
December 202530
January 202610
February 202600
March 202610
April 202690
May 202641
June 202630

Data through Jun 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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