This institution is no longer active

Operations ceased on October 14, 2005. CRA examination history below reflects the period it was active.

WESTERLY SAVINGS BANK

WESTERLY, RI · Supervised by OTS

Est. 1888FDIC #30,804

Outstanding Up

Current rating · Exam: February 2002

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Contact & Details

FDIC BankFind

Address

8 Union Street, WESTERLY, RI

County

Washington County

Established

January 1, 1888

Total Assets

$75M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 13, 2002

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Feb 2002	Outstanding	Small Bank
Nov 1997	Satisfactory	Small Bank
Sep 1995	Satisfactory	Assessment Factor

2 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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