Rhode Island
Community Reinvestment Act ratings · Search Rhode Island banks
34 banks tracked
Current Rating Distribution
Outstanding
11
32.4%
Satisfactory
20
58.8%
Needs to Improve
2
5.9%
Substantial Noncompliance
1
2.9%
FLEET NATIONAL BANK
PROVIDENCE · OCC · Jul 2001
OutstandingFLEET NATIONAL BANK
PROVIDENCE · OCC · Mar 1995
SatisfactoryFLEET NATIONAL BANK
PROVIDENCE · OCC · Feb 1998
SatisfactoryOLD STONE BANK A FEDERAL SAVINGS BANK
PROVIDENCE · OTS · Jun 1991
OutstandingNEWPORT FEDERAL SAVINGS BANK
NEWPORT · OTS · Oct 2009
SatisfactoryWESTERLY SAVINGS BANK
WESTERLY · OTS · Feb 2002
OutstandingHOME LOAN INVESTMENT BANK, F.S.B.
WARWICK · OTS · Apr 2008
OutstandingADMIRALS BANK
CRANSTON · OTS · Jan 2011
SatisfactoryRHODE ISLAND HOSPITAL TRUST NATIONAL BANK
PROVIDENCE · OCC · Dec 1996
OutstandingCITIZENS BANK OF RHODE ISLAND
PROVIDENCE · FDIC · Feb 2004
OutstandingCITIZENS TRUST COMPANY
PROVIDENCE · FDIC · Aug 1995
OutstandingUNION FEDERAL SAVINGS BANK
NORTH PROVIDENCE · OTS · Feb 2010
SatisfactoryCENTREVILLE BANK
WEST WARWICK · FDIC · Mar 2025
SatisfactoryBANKNEWPORT
NEWPORT · FDIC · May 2013
SatisfactoryFIRST BANK AND TRUST COMPANY
PROVIDENCE · FDIC · Dec 1998
SatisfactoryTHE ISLAND TRUST COMPANY
NEWPORT · FDIC · Dec 1991
SatisfactoryFLEET BANK (RI), N.A.
PROVIDENCE · OCC · Feb 2003
OutstandingTHE WASHINGTON TRUST COMPANY, OF WESTERLY
WESTERLY · FDIC · May 2024
SatisfactoryTALBOTS CLASSICS NATIONAL BANK
LINCOLN · OCC · Mar 2010
OutstandingFREEDOM NATIONAL BANK
GREENVILLE · OCC · Apr 2019
SatisfactoryCITIZENS BANK, NATIONAL ASSOCIATION
PROVIDENCE · OCC · Sep 2022
OutstandingBANK OF AMERICA, RHODE ISLAND, N.A.
PROVIDENCE · OCC · Dec 2011
SatisfactoryBAY LOAN AND INVESTMENT BANK
EAST GREENWICH · FDIC · Apr 1990
Needs to ImproveDOMESTIC LOAN AND INVESTMENT BANK
CRANSTON · FDIC · Aug 1995
SatisfactoryHOME LOAN & INVESTMENT ASSOCIATION
PROVIDENCE · FDIC · Aug 1994
SatisfactoryPIERBANK
NARRAGANSETT · FDIC · Dec 1998
SatisfactoryUNION BANK
NORTH PROVIDENCE · FDIC · Jan 1995
Needs to ImproveBANK RHODE ISLAND
PROVIDENCE · FDIC · Jan 2011
SatisfactoryINDEPENDENCE BANK
EAST GREENWICH · FDIC · Jul 2023
Substantial NoncomplianceCOASTWAY COMMUNITY BANK
PROVIDENCE · FDIC · Nov 2017
OutstandingBANKNEWPORT
MIDDLETOWN · FRB · May 2024
SatisfactoryNEWPORT FEDERAL SAVINGS BANK
NEWPORT · OCC · Jan 2013
SatisfactoryHOME LOAN INVESTMENT BANK, F.S.B.
WARWICK · OCC · Oct 2022
SatisfactoryBANK RHODE ISLAND
PROVIDENCE · FRB · Sep 2024
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FLEET NATIONAL BANK | PROVIDENCE | OCC | Jul 2001 | Outstanding |
| FLEET NATIONAL BANK | PROVIDENCE | OCC | Mar 1995 | Satisfactory |
| FLEET NATIONAL BANK | PROVIDENCE | OCC | Feb 1998 | Satisfactory |
| OLD STONE BANK A FEDERAL SAVINGS BANK | PROVIDENCE | OTS | Jun 1991 | Outstanding |
| NEWPORT FEDERAL SAVINGS BANK | NEWPORT | OTS | Oct 2009 | Satisfactory |
| WESTERLY SAVINGS BANK | WESTERLY | OTS | Feb 2002 | Outstanding |
| HOME LOAN INVESTMENT BANK, F.S.B. | WARWICK | OTS | Apr 2008 | Outstanding |
| ADMIRALS BANK | CRANSTON | OTS | Jan 2011 | Satisfactory |
| RHODE ISLAND HOSPITAL TRUST NATIONAL BANK | PROVIDENCE | OCC | Dec 1996 | Outstanding |
| CITIZENS BANK OF RHODE ISLAND | PROVIDENCE | FDIC | Feb 2004 | Outstanding |
| CITIZENS TRUST COMPANY | PROVIDENCE | FDIC | Aug 1995 | Outstanding |
| UNION FEDERAL SAVINGS BANK | NORTH PROVIDENCE | OTS | Feb 2010 | Satisfactory |
| CENTREVILLE BANK | WEST WARWICK | FDIC | Mar 2025 | Satisfactory |
| BANKNEWPORT | NEWPORT | FDIC | May 2013 | Satisfactory |
| FIRST BANK AND TRUST COMPANY | PROVIDENCE | FDIC | Dec 1998 | Satisfactory |
| THE ISLAND TRUST COMPANY | NEWPORT | FDIC | Dec 1991 | Satisfactory |
| FLEET BANK (RI), N.A. | PROVIDENCE | OCC | Feb 2003 | Outstanding |
| THE WASHINGTON TRUST COMPANY, OF WESTERLY | WESTERLY | FDIC | May 2024 | Satisfactory |
| TALBOTS CLASSICS NATIONAL BANK | LINCOLN | OCC | Mar 2010 | Outstanding |
| FREEDOM NATIONAL BANK | GREENVILLE | OCC | Apr 2019 | Satisfactory |
| CITIZENS BANK, NATIONAL ASSOCIATION | PROVIDENCE | OCC | Sep 2022 | Outstanding |
| BANK OF AMERICA, RHODE ISLAND, N.A. | PROVIDENCE | OCC | Dec 2011 | Satisfactory |
| BAY LOAN AND INVESTMENT BANK | EAST GREENWICH | FDIC | Apr 1990 | Needs to Improve |
| DOMESTIC LOAN AND INVESTMENT BANK | CRANSTON | FDIC | Aug 1995 | Satisfactory |
| HOME LOAN & INVESTMENT ASSOCIATION | PROVIDENCE | FDIC | Aug 1994 | Satisfactory |
| PIERBANK | NARRAGANSETT | FDIC | Dec 1998 | Satisfactory |
| UNION BANK | NORTH PROVIDENCE | FDIC | Jan 1995 | Needs to Improve |
| BANK RHODE ISLAND | PROVIDENCE | FDIC | Jan 2011 | Satisfactory |
| INDEPENDENCE BANK | EAST GREENWICH | FDIC | Jul 2023 | Substantial Noncompliance |
| COASTWAY COMMUNITY BANK | PROVIDENCE | FDIC | Nov 2017 | Outstanding |
| BANKNEWPORT | MIDDLETOWN | FRB | May 2024 | Satisfactory |
| NEWPORT FEDERAL SAVINGS BANK | NEWPORT | OCC | Jan 2013 | Satisfactory |
| HOME LOAN INVESTMENT BANK, F.S.B. | WARWICK | OCC | Oct 2022 | Satisfactory |
| BANK RHODE ISLAND | PROVIDENCE | FRB | Sep 2024 | Satisfactory |