This institution is no longer active

Operations ceased on April 1, 1993. CRA examination history below reflects the period it was active.

USAA CREDIT CARD BANK

SALT LAKE CITY, UT · Supervised by FDIC

Est. 1989FDIC #27,562RSSD: FDIC-27562

Outstanding

Current rating · Exam: March 1991

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Contact & Details

FDIC BankFind

Address

2060 East 2100 South, SALT LAKE CITY, UT

County

Salt Lake County

Established

August 10, 1989

Total Assets

$330M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$330M

Total Deposits

$12M

Net Loans

$303M

Net Income

$3M

ROA

3.54%

Above avg for Small banks. Peer avg: 0.44%

ROE

44.71%

Risk-Based Capital

8.76%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA3.54%Peer avg: 0.44%▲ Above avg

Risk-Based Capital8.76%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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