This institution is no longer active

Operations ceased on January 24, 1997. CRA examination history below reflects the period it was active.

UNITED SAVINGS BANK

OGDEN, UT · Supervised by OTS

Est. 1955FDIC #30,974

Outstanding Same

Current rating · Exam: May 1995

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

4185 Harrison Boulevard, OGDEN, UT

County

Weber County

Established

January 1, 1955

Total Assets

$405M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 22, 1995

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	47	65.96%	12.77%
2020	8,066	62.3%	12.46%
2019	6,356	64.19%	13.14%
2018	5,292	69.37%	15.99%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
May 1995	Outstanding	Assessment Factor
Mar 1994	Outstanding	Assessment Factor
Jul 1992	Outstanding	Assessment Factor

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/c900e765-1f2b-4dd8-b3a0-19d3dd1b8432"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: