This institution is no longer active

Operations ceased on March 3, 1995. CRA examination history below reflects the period it was active.

UNITED MISSOURI BANK OF SPRINGFIELD

SPRINGFIELD, MO · Supervised by FDIC

Est. 1968FDIC #20,821RSSD: FDIC-20821

Part ofUMB FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: June 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.20%

Institution Profile

FDIC BankFind

Address

1150 East Battlefield Road, SPRINGFIELD, MO

County

Greene County

Established

June 3, 1968

Total Assets

$115M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$115M

Total Deposits

$46M

Net Loans

$41M

Net Income

$183K

ROA

0.20%

Below avg for Small banks. Peer avg: 0.44%

ROE

3.34%

Risk-Based Capital

10.98%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.20%Peer avg: 0.44%▼ Below avg

Risk-Based Capital10.98%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Jun 1993	Satisfactory	Not Reported
Sep 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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