UMB FINANCIAL CORP is the bank holding company. UMB BANK, CASS COUNTY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

UMB FINANCIAL CORP

Legal name: UMB FINANCIAL CORPORATION

1 active bank · 22 merged/absorbed · $72.3B combined assets

RSSD ID: 1049828 (FFIEC NIC)

Combined Assets

$72.3B

CRA Rating Summary

Satisfactory1charter

Across all 66 exams on record for this holding company's charters, 89% resulted in Outstanding or Satisfactory.

Primary bankUMB BANK, CASS COUNTYKANSAS CITY, MOSatisfactory$72.3BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$72.3B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$60.3B

Net Income

$251M

ROA (avg)

1.38%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
UMB BANK, CASS COUNTY	KANSAS CITY, MO	FDIC	$72.3B	100.0%	Satisfactory	Aug 1998

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.