This institution is no longer active

Operations ceased on March 3, 1995. CRA examination history below reflects the period it was active.

UNITED MISSOURI BANK OF MONETT

MONETT, MO · Supervised by FDIC

Est. 1934FDIC #14,493RSSD: FDIC-14493

Part ofUMB FINANCIAL CORP→ View all charters

Satisfactory Up

Current rating · Exam: April 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.01%

Institution Profile

FDIC BankFind

Address

500 Broadway, MONETT, MO

County

Barry County

Established

May 14, 1934

Total Assets

$105M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$105M

Total Deposits

$70M

Net Loans

$27M

Net Income

$1M

ROA

1.01%

Above avg for Small banks. Peer avg: 0.44%

ROE

13.09%

Risk-Based Capital

24.16%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.01%Peer avg: 0.44%▲ Above avg

Risk-Based Capital24.16%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

Exam Date	Rating	Exam Type
Apr 1993	Satisfactory	Not Reported
Aug 1990	Needs to Improve	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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