This institution is no longer active

Operations ceased on March 3, 1995. CRA examination history below reflects the period it was active.

UNITED MISSOURI BANK OF JOPLIN

JOPLIN, MO · Supervised by FDIC

Est. 1964FDIC #19,093RSSD: FDIC-19093

Part ofUMB FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: November 1994

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.83%

Institution Profile

FDIC BankFind

Address

2300 East 7th Street, JOPLIN, MO

County

Jasper County

Established

April 13, 1964

Total Assets

$66M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$66M

Total Deposits

$55M

Net Loans

$21M

Net Income

$533K

ROA

0.83%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.29%

Risk-Based Capital

21.75%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.83%Peer avg: 0.44%▲ Above avg

Risk-Based Capital21.75%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Nov 1994	Satisfactory	Not Reported
Oct 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/bd8732fa-9582-4433-8f34-b1411bc701d8"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: