This institution is no longer active

Operations ceased on September 25, 1999. CRA examination history below reflects the period it was active.

UMB FIRST STATE BANK OF MORRISONVILLE

MORRISONVILLE, IL · Supervised by FDIC

Est. 1930FDIC #1,788RSSD: FDIC-1788

Part ofUMB FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: May 1996

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 3.43%

Institution Profile

FDIC BankFind

Address

5th And Carlin Streets, MORRISONVILLE, IL

County

Christian County

Established

January 20, 1930

Total Assets

$11M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$11M

Total Deposits

$10M

Net Loans

$5M

Net Income

$200K

ROA

3.43%

Above avg for Small banks. Peer avg: 0.44%

ROE

38.71%

Risk-Based Capital

19.77%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA3.43%Peer avg: 0.44%▲ Above avg

Risk-Based Capital19.77%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
May 1996	Satisfactory	Small Bank
Aug 1993	Satisfactory	Not Reported
Jul 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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